Know About The Process of Insurance Claim With A
Boynton Beach Personal Injury Lawyer
If you are injured in an accident and want to file an insurance claim with your insurer or that of the party at fault, you must make sure that you do it as soon as possible, of course after seeking the desired medical attention. This is the first step towards getting your compensation for the medical expenses, other damages, lost wages and even for your emotional trauma and distress. You must know the basics of making such insurance claims after an accident and if you are unsure, then seek legal help of a Boynton Beach Personal Injury Lawyer to make a successful claim.
Things to know
The Boynton Beach Personal Injury Lawyer will explain every detail to you regarding the basics of insurance claims and also keep you informed about the usual practices that are followed by the insurance companies. There may be some difference amongst the first party and the third party claims as well as the process involved in it. As said before, when there is a denial of claims or any reduction made to your claim there is a specific process to appeal against such actions by the insurance company. The most important factor is calculating the value of your case according to the insurance policy.
First and third party claims
Ideally, there are two types of insurance claims made after an accident. One is the first party claim, and the other is the third party claim. In a first party claim, you file a lawsuit or make a claim with your insurer while on the other hand a third party claim is made against the insurance company of the other person or business entity at fault to cause the accident. Ideally, all insurance companies provide coverage for third-party claims especially in car insurance if one is injured due to the reckless behavior of the insured. It is for the Boynton Beach Personal Injury Lawyer to decide what type of claim you will make and it will largely depend on who is at fault.
Insurance claims process
Whenever you face an accident and injure yourself, the first thing you should do is to inform your insurance company about it. Whether it is a car accident or a slip and fall injury in the premises or a business, this rule applies in all situations. Ideally, you must report within 24 hours of the incident. If you are not at fault to cause the accident, then you should call the insurance provider of the other party. Get all related documents after making such calls to prove the cause, negligence, and extent of the injuries. It is prudent to take help of the Boynton Beach Personal Injury Lawyer in such matters.
Investigations are made
The insurance company will investigate the accident and the validity of your claim. For this, you may need to provide photos of the accident site, medical reports and bills, names of the witnesses and other proofs to the insurance adjuster. When your claim amount is evaluated, the insurance company will issue a settlement check. To read more Click Here